Future of MFI in India?

The financial Inclusion has got big setback with the recent uproar happened in Andhra Pradesh against Micro Finance Institution (MFI). There are lots of learning both for MFIs and government. This surely brings the need of regulator in line with the banking, Insurance and Telecom sectors. There is need of revisiting the complete offering of MFIs practices relating to money raising, repayment process .Is this really hurting the objective of Financial Inclusion? Banks still have very low penetration in terms of saving account, banks /MFI/NBFC need to build their product and services some what in line with the mobile operators.